Salary after tax
What 77 salaries take home in 2026/27, grouped by the income tax band each falls in. Every figure assumes the standard tax code in England, Wales or Northern Ireland, with no student loan and no pension. For any other salary, or to add your own details, use the take-home pay calculator.
Up to £12,570: the personal allowance
A salary up to the £12,570 personal allowance pays no income tax, and pay up to £12,570 a year pays no National Insurance.
There is no salary page in this band. The take-home pay calculator works for any salary.
£12,571 to £50,270: basic rate
Pay above the personal allowance is taxed at 20%, and National Insurance is 8% of pay between £12,570 and £50,270.
| Salary | A year | A month | Kept |
|---|---|---|---|
| £15,000 | £14,320 | £1,193 | 95% |
| £16,000 | £15,040 | £1,253 | 94% |
| £17,000 | £15,760 | £1,313 | 93% |
| £18,000 | £16,480 | £1,373 | 92% |
| £19,000 | £17,200 | £1,433 | 91% |
| £20,000 | £17,920 | £1,493 | 90% |
| £21,000 | £18,640 | £1,553 | 89% |
| £22,000 | £19,360 | £1,613 | 88% |
| £23,000 | £20,080 | £1,673 | 87% |
| £24,000 | £20,800 | £1,733 | 87% |
| £25,000 | £21,520 | £1,793 | 86% |
| £26,000 | £22,240 | £1,853 | 86% |
| £27,000 | £22,960 | £1,913 | 85% |
| £28,000 | £23,680 | £1,973 | 85% |
| £29,000 | £24,400 | £2,033 | 84% |
| £30,000 | £25,120 | £2,093 | 84% |
| £31,000 | £25,840 | £2,153 | 83% |
| £32,000 | £26,560 | £2,213 | 83% |
| £33,000 | £27,280 | £2,273 | 83% |
| £34,000 | £28,000 | £2,333 | 82% |
| £35,000 | £28,720 | £2,393 | 82% |
| £36,000 | £29,440 | £2,453 | 82% |
| £37,000 | £30,160 | £2,513 | 82% |
| £38,000 | £30,880 | £2,573 | 81% |
| £39,000 | £31,600 | £2,633 | 81% |
| £40,000 | £32,320 | £2,693 | 81% |
| £41,000 | £33,040 | £2,753 | 81% |
| £42,000 | £33,760 | £2,813 | 80% |
| £43,000 | £34,480 | £2,873 | 80% |
| £44,000 | £35,200 | £2,933 | 80% |
| £45,000 | £35,920 | £2,993 | 80% |
| £46,000 | £36,640 | £3,053 | 80% |
| £47,000 | £37,360 | £3,113 | 79% |
| £48,000 | £38,080 | £3,173 | 79% |
| £49,000 | £38,800 | £3,233 | 79% |
| £50,000 | £39,520 | £3,293 | 79% |
£50,271 to £100,000: higher rate
Pay above £50,270 is taxed at 40%. National Insurance drops to 2% above £50,270, so each extra pound keeps 58p.
| Salary | A year | A month | Kept |
|---|---|---|---|
| £51,000 | £40,137 | £3,345 | 79% |
| £52,000 | £40,717 | £3,393 | 78% |
| £53,000 | £41,297 | £3,441 | 78% |
| £54,000 | £41,877 | £3,490 | 78% |
| £55,000 | £42,457 | £3,538 | 77% |
| £56,000 | £43,037 | £3,586 | 77% |
| £57,000 | £43,617 | £3,635 | 77% |
| £58,000 | £44,197 | £3,683 | 76% |
| £60,000 | £45,357 | £3,780 | 76% |
| £61,000 | £45,937 | £3,828 | 75% |
| £62,000 | £46,517 | £3,876 | 75% |
| £63,000 | £47,097 | £3,925 | 75% |
| £64,000 | £47,677 | £3,973 | 74% |
| £65,000 | £48,257 | £4,021 | 74% |
| £66,000 | £48,837 | £4,070 | 74% |
| £67,000 | £49,417 | £4,118 | 74% |
| £68,000 | £49,997 | £4,166 | 74% |
| £70,000 | £51,157 | £4,263 | 73% |
| £72,000 | £52,317 | £4,360 | 73% |
| £75,000 | £54,057 | £4,505 | 72% |
| £77,000 | £55,217 | £4,601 | 72% |
| £78,000 | £55,797 | £4,650 | 72% |
| £80,000 | £56,957 | £4,746 | 71% |
| £85,000 | £59,857 | £4,988 | 70% |
| £90,000 | £62,757 | £5,230 | 70% |
| £95,000 | £65,657 | £5,471 | 69% |
| £100,000 | £68,557 | £5,713 | 69% |
£100,001 to £125,140: the personal allowance taper
The personal allowance shrinks by £1 for every £2 above £100,000 and is gone at £125,140, so each extra pound in this range costs 62p in income tax and National Insurance.
| Salary | A year | A month | Kept |
|---|---|---|---|
| £105,000 | £70,457 | £5,871 | 67% |
| £110,000 | £72,357 | £6,030 | 66% |
| £115,000 | £74,257 | £6,188 | 65% |
| £120,000 | £76,157 | £6,346 | 63% |
| £125,000 | £78,057 | £6,505 | 62% |
Above £125,140: additional rate
There is no personal allowance, and pay above £125,140 is taxed at 45%, with National Insurance at 2%.